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Analysis

AGI Q4 FY25 Earnings Results

March 23, 2026 1 min read
salesforce

AGI is a profitable fintech providing financial services to underserved Brazilians. It operates a hybrid business model combining digital platforms with 1,101 physical Smart Hubs , reaching 6.4 million active clients.

For the year ending December 31, 2024, AGI reported revenues of R$7.3 billion, a 46% year-over-year increase. Net income reached R$794.4 million. Earnings Per Share (EPS) data is not provided in the text.

AGI’s credit portfolio grew to R$34.5 billion by September 2025. The company maintained a 90-day NPL ratio of 2.6% and achieved a strong annualized ROAE of 39.1%.

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