Hamilton Insurance Group Ltd (NYSE: HG) closed Friday at $30.02, on the New York Stock Exchange, following the release of fourth-quarter and full-year 2025 results. Hamilton’s market capitalization stands at approximately $2.97 billion based on the $30.02 closing price.
Latest Quarterly Results
For the three months ended December 31, 2025, Hamilton reported:
- Total revenues: $728.3 million
- Q4 2024: $570.5 million
- Year-over-year increase:7%
- Net income attributable to common shareholders: $172.2 million
- Q4 2024: $33.9 million
- Year-over-year increase:5%
- Diluted EPS: $1.69
- Q4 2024: $0.32
- Net premiums earned: $576.7 million
- Q4 2024: $481.9 million
- Increase:7%
Full-Year Results Context
For the year ended December 31, 2025, Hamilton reported:
- Total revenues: $2.91 billion
- 2024: $2.33 billion
- Increase:7%
- Net income attributable to common shareholders: $576.7 million
- 2024: $400.4 million
- Increase:0%
- Diluted EPS: $5.55
- 2024: $3.67
- Gross premiums written: $2.92 billion
- 2024: $2.42 billion
- Increase:7%
Business & Operations Update
The board declared a special dividend of $2.00 per common share, payable March 30, 2026 to shareholders of record March 6, 2026.
Gross premiums written increased in both the Bermuda and International segments. Net investment income for Q4 totaled $98.1 million. For the full year, net investment income and realized/unrealized gains totaled $775.1 million.
California wildfire losses for 2025 totaled $142.8 million, net of reinsurance and reinstatement premiums.
M&A or Strategic Moves
No mergers or acquisitions were announced in the earnings release. The company reported $93.4 million in share repurchases during 2025.
Equity Analyst Commentary
Institutional coverage focused on the 44% increase in annual net income, double-digit premium growth, and improvement in the fourth-quarter combined ratio to 87.0%.
Guidance & Outlook
The company did not provide formal forward earnings guidance. Investors may monitor underwriting margins, catastrophe loss exposure, premium growth trends, and investment performance.
Performance Summary
HG rose 2.42% to $30.02.
Q4 net income increased to $172.2 million.
Full-year net income reached $576.7 million.
Premiums grew over 20% year-over-year.
Special dividend declared.