Earnings Summary: Highlights of Citizens Financial Group’s Q4 2025 report

Citizens Financial Group, Inc. (NYSE: CFG), a leading financial services company, on Wednesday announced financial results for the fourth quarter of fiscal 2025.

• Net interest income came in at $1.5 billion in the fourth quarter, an increase of 3.3% from the year-ago quarter
• The company declared a quarterly dividend of $0.46 per share, payable on February 18, 2026, to shareholders of record on February 4, 2026.
• Net income available to common stockholders was $489 million in Q4, vs. $367 million a year earlier
• On a per-share basis, December quarter earnings rose 8% annually to $1.13 per share
• Q4 underlying income rose to $528 million from $412 million in the comparable period of FY24
• In Q4, Citizen’s total revenues were 2.16 billion, compared to $1.99 billion in the year-ago quarter
• Provisions for credit losses were $137 million in Q4, vs. $162 million in the year-ago period