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Analysis

Global Payments Inc. reports Q4 revenue growth in constant currency; full-year 2025 earnings improve after portfolio reshaping

$GPN February 18, 2026 3 min read

Global Payments Inc. (NYSE: GPN) reported fourth-quarter and full-year 2025 results, reflecting steady constant-currency revenue growth, margin expansion and higher adjusted earnings following the completion of its portfolio reshaping, including the acquisition of Worldpay and divestiture of Issuer Solutions.

Key points

  • Q4 2025 GAAP revenue of $1.90 billion, broadly flat year on year; adjusted net revenue of $2.32 billion
  • Adjusted EPS of $3.18 in Q4 2025, up 12% year on year on a constant-currency basis
  • Full-year 2025 GAAP revenue of $7.71 billion versus $7.74 billion in 2024
  • Adjusted operating margin expanded in both Q4 and full-year 2025
  • Share repurchase authorization of $2.5 billion and $550 million accelerated buyback announced
  • 2026 guidance indicates mid-single-digit constant-currency revenue growth excluding dispositions

Q4 2025 performance

Fourth-quarter GAAP revenue was $1.90 billion, compared with $1.90 billion in Q4 2024, indicating flat reported performance year on year. On an adjusted basis, net revenue rose to $2.32 billion, representing 6% growth on a constant-currency basis excluding dispositions.

Adjusted diluted EPS increased to $3.18, up from $2.85 in the prior-year quarter, supported by operating leverage and cost discipline. Adjusted operating margin expanded by 80 basis points to 44.7%.

On a GAAP basis, diluted EPS was $0.92, compared with $2.25 in Q4 2024, reflecting acquisition-related and transformation costs, as well as accounting effects related to discontinued operations.

Full-year 2025 results

For the full year, GAAP revenue totaled $7.71 billion, marginally lower than $7.74 billion in 2024, reflecting the impact of portfolio changes. On an adjusted basis, net revenue increased to $9.32 billion from $9.15 billion in the prior year, representing 6% constant-currency growth excluding dispositions.

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Adjusted EPS rose to $12.22 from $11.02 in 2024, reflecting higher operating income and margin expansion. Adjusted operating margin expanded by 97 basis points to 44.2%. GAAP diluted EPS for the year was $5.78, compared with $6.16 in 2024, reflecting transaction-related costs and non-cash charges.

Strategic actions and capital allocation

During 2025, Global Payments completed the acquisition of Worldpay and the divestiture of Issuer Solutions, repositioning the group as a merchant-focused payments provider. The transactions materially changed the revenue mix and reporting structure, with Issuer Solutions classified as discontinued operations for part of the year.

The board authorized $2.5 billion in share repurchases and announced a $550 million accelerated share repurchase program. The company said it expects to return more than $2 billion to shareholders in 2026 through buybacks and dividends. A quarterly dividend of $0.25 per share was declared, payable in March 2026.

Business outlook

For 2026, Global Payments guided to approximately 5% constant-currency adjusted net revenue growth excluding dispositions, around 150 basis points of adjusted operating margin expansion, and adjusted EPS of $13.80 to $14.00, implying 13% to 15% growth.

The company said its post-transaction structure provides a larger merchant solutions platform with improved cash generation and scale, supporting continued investment in product capabilities and shareholder returns.

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Sector context

The payments industry continues to see steady growth in digital transactions, with competitive intensity across merchant acquiring and commerce enablement services. Scale, operating leverage and platform consolidation remain key drivers of profitability across the sector, particularly as providers integrate acquisitions and rationalize cost structures.

Summary

Global Payments delivered flat reported Q4 revenue year on year, with underlying constant-currency growth and margin expansion supporting higher adjusted earnings. Full-year 2025 results reflected the impact of major portfolio changes, with improved adjusted profitability. The company enters 2026 with guidance for mid-single-digit organic growth, margin expansion and continued capital returns following the completion of its strategic transactions.

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