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LexinFintech Holdings Ltd. 2025 Financial Review

LexinFintech posts $1.38 adjusted EPS for Q4 2025, matching prior quarter as shares trade near 52-week lows.

March 20, 2026 2 min read
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LexinFintech posts $1.38 adjusted EPS for Q4 2025, matching prior quarter as shares trade near 52-week lows.

Earnings Per Share (adj.)
$0.20
Revenue
$435M

LexinFintech Holdings Ltd. is a leading credit technology-empowered personal financial service enabler in China. The company connects consumers with financial institutions using a model that includes both online and offline channels. By the end of 2025, registered users across the platform reached 245 million.

For the full year of 2025, total operating revenue was RMB13,152 million. The net income per ordinary share was RMB4.72 on a diluted basis. Additionally, net income per ADS attributable to ordinary shareholders was RMB9.45 on a fully diluted basis.

Lexin concluded 2025 with a net profit of RMB1.7 billion. To enhance shareholder returns, the board of directors approved a dividend of US$0.188 per ADS. Furthermore, the company cumulatively repurchased approximately US$39 million worth of ADSs

LX price_30d
What to Watch: The company held its earnings call at 7:00 AM ET on March 19. Investors should monitor management’s commentary on loan origination trends and credit quality metrics in China’s consumer finance market, particularly given the stock’s 77% decline from its 52-week high. The next quarterly report will clarify whether revenue growth can stabilize amid regulatory headwinds in the fintech sector.

This article was generated using AlphaStreet’s proprietary financial analysis technology and reviewed by our editorial team.

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