Texas Capital Bancshares, Inc. (NASDAQ: TCBI) closed at $102.28, up 5.23% at today’s market close.
Market Capitalization
$4.67 billion USD
Latest Quarterly Results (Q4 2025)
• Total revenue (consolidated), Q4 2025: $327.5 million.
• Net income available to common stockholders, Q4 2025: $96.3 million.
• Year-over-year revenue change: 15.4%
• Year-over-year net income change: 44.4%
Segment Highlights
• Net interest income: $267.4 million (Q4 2025).
• Non-interest income: $60.0 million (Q4 2025).
• Provision for credit losses: $11.0 million (Q4 2025).
• Diluted earnings per common share: $2.12 (Q4 2025).
Financial Trends
Operating performance — Quarterly revenue and EPS
Market performance — 1-month stock price trend
Full-Year Results (2025)
• Total revenue, 2025: $1255.8 million.
• Net income available to common stockholders, 2025: $313.0 million.
• Directional trend: revenue and net income increased year over year.
Business & Operations Update
• Capital ratios: CET1 12.1%; total capital 16.1% at Dec. 31, 2025.
• Share repurchase: The board authorized a new $200.0 million repurchase program through Dec. 31, 2026; Q4 repurchases aggregated $126.6 million under the prior program.
• Credit quality: Non-accrual loans $116.9 million; allowance for credit losses ~1.38% of loans at Dec. 31, 2025.
M&A or Strategic Moves
• No announced mergers or acquisitions in the Q4 2025 press release.
Equity Analyst Commentary
• Institutional research commentary referenced the company’s capital ratios and repurchase program in immediate coverage following the results.
Guidance & Outlook
• Watch for management commentary on deposit trends and the cadence of loan growth.
• Watch for updates on share repurchase execution and capital deployment.
Performance Summary
• Stock move: Closed at $102.28, up 5.23%.
• Q4 revenue: $327.5 million; net income to common: $96.3 million.
• Segment signals: Net interest income and fee income contributed to revenue growth.
