Overview
Business & Services
Key Facts (Recent)
Fortune 500 Rank of around #105 based on revenue and branch network of thousands of branches and ATMs across the U.S., mainly in the Midwest and West.
Latest Financial Results (Q4 2025)
Revenue: ~$7.37 billion, up ~5.1% year-over-year. Net Income: ~$2.045 billion (approx +23% YoY). Diluted EPS: $1.26, beating consensus. Return on Average Assets: 1.19%. These results broadly beat market expectations and reflected solid net interest income and fee revenue growth.
Guidance & Outlook
For fiscal 2026, U.S. Bancorp projected moderate growth in revenue and net interest income. The company is also expanding strategic capabilities (e.g., planned brokerage acquisition) to diversify fee-based revenue.
Analyst & Market Sentiment
Analysts generally view USB as a solid regional bank with dividend income and stable earnings, but valuation can be near historical highs, prompting varied opinions on upside from current prices.
EPS Trend Chart
Why Some Investors Might Pass on U.S. Bancorp
Investors might avoid or underweight U.S. Bancorp if they’re concerned about sensitivity to interest rate cycles, commercial real estate exposure, limited global diversification, rising costs & investment burdens, intense competition from fintech, regulatory and economic uncertainty and relative growth prospects compared to larger global banks.