American Express Company (NYSE: AXP) reported its fourth quarter 2025 earnings results today.
Consolidated total revenues, net of interest expense, were $19 billion, up 10% year-over-year, or 9% on an FX-adjusted basis, driven mainly by higher Card Member spending, increased net interest income supported by growth in revolving loan balances, and strong card fee growth.
Net income increased 13% to $2.46 billion and earnings per share rose 16% to $3.53 compared to last year.
Billed business increased 9% to $445.1 million.
For fiscal year 2026, AXP expects revenue growth of 9-10% and EPS of $17.30-17.90.
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