Market Capitalization
Latest Quarterly Results
For the fourth quarter ended December 31, 2025, Central Pacific Financial reported a consolidated net profit of $22.9 million, representing a 101.6% increase from $11.3 million in the fourth quarter of 2024. Total quarterly revenue, comprising net interest income and other operating income, reached $76.3 million, a 30.6% increase from $58.4 million in the year-ago quarter.
Segment highlights include:
- Net Interest Income: $62.1 million, reflecting a year-over-year increase of 11.3%.
- Other Operating Income: $14.2 million, up from $2.6 million in Q4 2024.
- Loan Yield: The weighted average portfolio yield stood at 4.99%.
- Efficiency Ratio: The ratio improved to 59.88% during the period.
Financial Trends
Full-Year Results Context
For the full year 2025, Central Pacific Financial reported a net profit of $77.5 million, up from $53.4 million in 2024. Annual revenue reached $292.7 million, compared to $250.5 million in the prior year. The company maintained a directional trend of growth in both interest and non-interest income streams throughout the fiscal year.
Performance Summary
Central Pacific Financial shares moved lower today following a period of expansion. Quarterly net income reached $22.9 million, a 102% year-over-year increase. Revenue growth was supported by expanded net interest margins. The company recorded full-year profit growth of 45%.