Shares of Flushing Financial Corp (FFIC) traded at $15.56 on Wednesday, gaining 0.39% in intraday trading. The movement followed the release of the bank’s fourth-quarter and full-year 2025 financial results late Tuesday. The stock has navigated a 52-week range of $10.65 to $17.79, trending higher in recent months following the December announcement of a definitive merger agreement with OceanFirst Financial Corp.
Company Description
Flushing Financial Corp (FFIC) is the unitary bank holding company for Flushing Bank, a New York State-chartered commercial bank. The company operates full-service offices in Queens, Brooklyn, Manhattan, and on Long Island. Its business model focuses on providing banking services to small-and-medium-sized businesses, professionals, and consumers, with a primary concentration in multi-family and commercial real estate (CRE) lending in the New York metropolitan area.
Current Stock Price
$15.56
Market Capitalization
$525.93 million
Valuation
Based on today’s price, Flushing Financial Corp (FFIC) carries a trailing P/E ratio of approximately -13.0x due to historical non-recurring GAAP losses. However, the stock’s valuation is primarily assessed through its price-to-tangible book value (P/TBV) of 0.74x, reflecting the significant discount typical of regional lenders managing urban real estate exposure during the current rate cycle.
