Quarterly revenue growth for the period was supported by stronger loan volumes and deposit growth. Total loans increased to about $6.8 billion, up 12.9 percent year-over-year, while total deposits were approximately $7.4 billion, up 23.3 percent from the prior year. Management also highlighted an increase in capital ratios well above regulatory minimums.
On a full-year basis, Metropolitan Bank Holding’s performance showed year-over-year growth in both revenue and margins. Full-year 2025 net income of about $71.1 million, or $6.62 per diluted share, compared with $66.7 million, or $5.93 per share in 2024. Loan and deposit growth supported an expanded balance sheet with net interest expansion contributing to higher profitability.
The company also increased its quarterly dividend to $0.20, up from $0.15, payable February 6, 2026, with the record date set January 27.
Analyst activity today was limited, with no significant upgrades, downgrades or fresh price-target changes reported at the time of writing. Recent consensus from visible analyst coverage had shown a range of “Moderate Buy” sentiment with price targets near the low-to-mid $80s, but no new broker actions were announced today.
The results figure against a broader banking sector backdrop where loan demand and net interest margins continue to be key performance drivers for regional banks. Metropolitan Bank’s earnings beat and margin expansion reflect ongoing growth in core lending, while credit quality and deposit dynamics remain areas of investor focus.
